Document summary
European demographic trends demand innovation in government policy and adaptation in corporate and individual behavior. Despite relatively unattractive demographic profiles the UK and Eurozone have high levels of labour force education and have successfully attracted immigration, a key policy for protecting economic growth. Projected increases in age-related expenditure could dwarf the costs of the global financial crisis according to the IMF, further straining already stressed public finances. In the UK and US there appears to be a link between stock market movements and demographic variables. Global investment opportunities offer some outlet for hope.